James Jones knows all you need to know about your credit file or history and what you can do to keep it in tip-top condition. Pop over to the Ask James section on the Experian website or send him a tweet.

One reason why we love James: His no-jargon responses to questions like “Can I avoid my husband’s debt mess affecting my credit history?” 

- See more at: moneyaware.co.uk/2013/05/frugal-friends-20-brilliant-moneysaving-blogs/#sthash.YTaBJazj.dpuf