This is a difficult word for some. I think in general it is a difficult word for me. I think I would have a problem living off a budget if I had a bank account like Bill Gates. I am not certain I would trust myself to handle all that money. I would certainly need to follow the lead of our great Nelson Rockefeller. 

I would need to employ the services of a wealth management team to help assist me in budgeting. I would need the wealth management team to send me my allowance each month and this would be my budget. 

Of course, I do find it ideal that I would have a bank account that would be like this and in need of a wealth management team. I also find it ideal that I would not need to utilize the service of credit cards and the like. I most certainly would not want a mortgage. 

I know it is wishful thinking for most of us to have a bank account like this. I am glad I did not win the lottery back in my twenties. I am now in my forties and have a different outlook on life and money. I would not have thought to employ the services of a wealth management team back in my twenties. I am still going to sit and dream of hitting it big one day. But, now that I am in my forties, I will be a bit wiser when I do hit it big.