North Carolina’s biggest city may have historic roots that predate the Revolutionary War, but it’s no relic. Today, it’s one of the country’s biggest banking centers, home to Bank of America and other companies offering jobs to broke Millennials. Those who move to Charlotte find a gleaming, modern city that’s among the country’s most affordable metropolitan areas, buoyed by what Business Insider calls the ninth best cultural scene in the country (beating New York City and Chicago). Outdoorsy types flock to the U.S. National Whitewater Center for trails, rapids, and ropes courses.