ON EARNING:NEVER DEPEND ON SINGLE INCOME MAKE INVESTMENT TO CREATE A SECOND SOURCE

ON SPENDING:IF YOU BUY THINGS YOU DO NOT NEED SOON YOU WILL HAVE TO SELL THINGS YOU NEED

ON SAVING:DO NOT SAVE WHAT IS LEFT AFTER SPENDING BUT SPEND WHAT IS LEFT AFTER SAVING

ON TAKING RISK:NEVER TEST THE DEPTH OF RIVER WITH BOTH FEET

ON INVESTMENT:DO NOT PUT ALL EGG IN ONE BASKET

ON EXPECTATION:HONESTY IS VERY EXPENSIVE GIFT .DO NOT ACCEPT IT FROM CHEAP PEOPLE