Living frugal is not that hard. Management of funds, time and resources will help you save a lot of money. Wise living also accounts for a peaceful worry free and debt free life. 

1. Buy groceries for a month. This avoids +Umpteen trips to the store. 
2. When it is real hot, you can sit outside and enjoy natural +breeze. 
3. Save paper. Use electronic means of communication and thus help in reducing+Deforestation too. 
4. Stop using disposable items like gel pens.
5. Try to use coupons and deals whenever possible. One can also exchange coupons with neighbors. 
6. The clothes of elder children can be +Handed-down to smaller kids if the condition is not bad. 
7. Only buy things you actually need. 
8. Try to make something new from old unused things. 
9. Reduce desires that are too exorbitant. Living frugal is not that hard. Management of funds, time and resources will help you save a lot of money. Wise living also accounts for a peaceful worry free and debt free life. 

written earlier for another site but removed from there.

©deepa