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GET HEALTH INSURANCE THOUGH "ACT CARE AFFORDABLE".
Hello everyone! Today I Mr-Ubaid going to write blog about Health Insurance. Health insurance required anyone persons, they help you to your older age. Health insurance is not a big deal, but they save your old age, and giving you more benefits.
According to the US Census, 42 million people were uninsured in 2015. It is estimated that of that number, more than a third (or 52 percent) are Hispanic, population group most neglected in terms of health. This puts many families in a risk position that the (ACA) Act Care Affordable aims to eliminate. If you already have health insurance through the company for which you work, you do not have to do anything.
But under the Act Care Affordable (also known as Obama.care) who are uninsured process should start one. This is what you have to do:
Enter the health insurance market status Look at the health insurance market a plan for you. In this "market" are all companies that provide health insurance plans that meet the requirements of the Act Care Affordable.
This means more competitive prices and better treatment (for example, an insurance company can not deny coverage now someone with a pre - existing condition). The insurance market has a toll - free: 1-800-318-2596 (choose option number 2 so that you attend in any other language). Registration can also be done in person, through community centers, and mail.
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Time to Choose a plan: Compare different plans in the market and what they cost. Plans vary but under the new law, all plans must cover essential health benefits. Women have access to prenatal care (including tests of diabetes during #pregnancy) and delivery, and will have as a team nursing services and counseling to pregnant and lactating women.
In addition, they will get free preventive medical care (pap smears and mammograms, for example) and contraceptives without having to pay a deductible or co-payment. Men also will have free preventive examinations to control conditions and diseases such as blood pressure, cholesterol, depression, type 2 diabetes and colon cancer, among others.
See if you can ask for financial help can get Medicaid
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Which is inexpensive or free health insurance or obtain a grant to cover the costs of a private plan. These grants may be available for families of four with an annual income in 2015 of up to $ 96,200 (to have an option for a subsidy must purchase insurance through the health insurance market ). If you do not get an economic or subsidies plan, you can deduct spending part of your health plan through taxes, which will help to cover the cost of insurance.
According to the promoters of the plan, 97% of Hispanics should be able to get financial help. The cost of Insurance varies from state to state and company to company, and age affects the price you pay. People with chronic health conditions are no longer subject to annual or lifetime limits on what the plan covers.
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Registration period and fines. The period for registration begins on December 3, 2015. If you enroll in a plan before December 15, 2015, coverage will begin on 1 January 2016. By law, the last day to register is on January 31, 2016, but your coverage will not begin until February 1, 2016 or March 1, 2016, depending on your registration date.
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Remember that U.S (United States) citizens or legal residents, who do not have a plan health insurance in 2016 will receive a fine, which will be equivalent to 3.1 percent of your annual income, or $675 per adult and $357.50 per child, whichever is higher. the undocumented immigrants are excluded from the plan.
Therefore, they do not affect them these penalties. Still having access to medical services through community clinics that provide care and medical programs at low cost that do not require verifying immigration status. Businesses with at least 100 employees are required to offer coverage or may have to make a payment to Internal Revenue service (IRS for its acronym in English).
Thanks, to read my blog. Be Patient.
