Every client is going to have their own budget to work with which means one particular plan is not going to work for everyone. Thus, all insurance agencies are equipped with a range of plans that can be customized to suit the prospective client's needs now and well into the future. This is imperative because when there are inadequate plans to select from, a client might end up going with one that isn't sufficient enough.
A trusted provider is going to pinpoint all of your requirements immediately and craft a plan around these needs rather than forcing you into a plan and hoping for the best.